What is Subrogation & How It Affects Car Accident Settlements
Posted in: Car Accidents
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Uber and Lyft make ordering a car easier than ever. As a result, rideshare apps have revolutionized transportation.
For instance, the average Uber and Lyft user in Youngstown spent an average of $600 in 2018 on Uber and Lyft rides.
However, rideshares are not without risks. Car accidents still happen, and if you’re injured in a rideshare, you may need a Lyft accident attorney or an Uber accident lawyer.
The Youngstown Uber and Lyft accident lawyers at Kisling, Nestico & Redick have extensive experience helping injury victims deal with the complicated process of a Lyft or Uber accident.
Call us today at (330) 729-1090 to schedule your free consultation.
Uber and Lyft have a few complexities that increase the likelihood of being involved in a car accident.
For example, both require drivers to operate software during rides. They navigate with GPS and communicate with passengers via phone apps. Although Ohio has distracted driving laws, these requirements are hazardous and increase Uber and Lyft’s liability in car accidents.
A rideshare accident case brought some concerns to light when an Uber driver hit an underage pedestrian while she was walking in a crosswalk. The family sued Uber, and the company ultimately settled the case.
Drivers who have a passenger in their car have $1,000,000 liability coverage and $1,000,000 underinsured/uninsured coverage.
However, because the driver did not have a passenger, he was technically not on the clock. But he did have his availability in the “on” mode. For a case like this, it took months of hearings and skilled negotiating to resolve it.
Therefore, if you are involved in a Lyft or Uber accident, you need help to navigate the complicated insurance policies and legal processes involved. That’s why having an experienced Youngstown rideshare accident lawyer is critical.
When you’re in a car accident, whether as an Uber or Lyft passenger or driver, various physical injuries are possible:
As a result, injury victims may be in a lot of pain, unable to work, and struggling to deal with the significant financial strain. An Uber or Lyft accident lawyer can help you get medical treatment and recover compensation for your losses.
Dealing with insurance and medical issues after a car crash can be complicated enough. Uber and Lyft car accidents add another layer of difficulty.
These rideshare services consider drivers to be contracted employees, regardless of who is at fault or whose coverage is liable. Therefore, what to do and who is responsible after an Uber or Lyft accident can become confusing.
Uber and Lyft drivers in Ohio must have personal car insurance that meets or exceeds the minimum state requirements. This varies from state to state, but Uber and Lyft both have additional insurance when drivers have passengers in their cars.
When Uber and Lyft drivers are off the clock, meaning their apps turned off, they are covered by their personal policies. When they are on their way to pick up a passenger but do not have anyone in their car, an Uber drivers’ personal insurance and the company’s additional liability coverage applies. This is usually up to $100,000 for injuries and $25,000 for property damage.
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Fight for Everything You’re Owed
If you are in an accident involving a rideshare, you should contact our Uber and Lyft accident lawyers at KNR immediately. We can evaluate the situation and help you figure out the best course of action. This is particularly important when dealing with multiple insurance companies and opposing insurance claims.
Passengers or drivers who suffer injuries in an Uber or Lyft accident because someone was negligent deserve to hold the liable party accountable. KNR can guide you through the legal process, help you get treatment, negotiate with the insurance companies, and fight for everything you deserve.
A personal injury claim can help you recover your:
KNR has helped numerous injury victims after Uber and Lyft accidents get compensation for their long-term needs. For example, KNR represented a passenger in a Mahoning County car accident when the vehicle she was riding in struck a telephone pole. After suffering two broken legs and a broken hip, KNR recovered a $100,000 policy limit settlement.
The defendant ran a stop sign in Portage County and hit our client, causing the client to suffer…
What Makes KNR Special?
The experienced legal team at Kisling, Nestico & Redick can how complicated be to deal with an Uber or Lyft accident. With centuries of collective legal experience, our team can make the process of filing a lawsuit or insurance claim as painless as possible. We will fight tirelessly to ensure that you receive the funds you deserve.
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