12 Insurance Surprises To Look Out For After a Car Wreck
Posted in: Car Accidents
T-bone collision victims often experience injuries ranging from sprains and whiplash to ruptured organs and broken bones. In the aftermath of an accident, you may find yourself facing significant medical expenses, lost wages, and pain and suffering. An experienced Ohio car accident lawyer can help you get the compensation you deserve for these losses.
When a car gets T-Boned, the force of the collision isn’t dissipated by crumple zones or the engine compartment like in a head-on or rear-end collision. Instead, the force of the impact is directly transmitted to the occupants of the vehicle, who are only protected by a thin layer of metal and glass.
Call KNR today at 1-800-HURT-NOW for a free, no-risk consultation.
T Bone car crashes usually happen because one or more parties are driving negligently. Here are the most common causes of T Bone collisions:
Victims of T-bone accidents often sustain more devastating injuries than other car crashes because of the intense impact of a vehicle striking another directly on the side, especially if a driver or passenger is sitting vehicle where the collision occurs.
Injuries commonly associated with T Bone accidents are:
In Ohio, both courts and insurance companies use the law of negligence to determine who is at fault in a T-bone collision. A person is negligent when he or she fails to operate the vehicle in the way a reasonable person would under similar circumstances. For example, a person is negligent when he or she is multitasking behind the wheel, or driving over the speed limit in bad weather.
Most T-bone collisions occur when one driver fails to yield the right of way at an intersection, but it’s also possible for more than one person to be responsible for the accident. For example, two drivers might run the stop signs at a 4-way intersection and collide. In situations where more than one person might be negligent, Ohio uses a comparative negligence standard, where juries and insurance adjusters determine the proportion of fault between the drivers.
When you are injured in a T-bone car crash because the other driver was negligent, they may be found liable for your various damages. Your lawyer can represent you in pursuit of compensation for all your physical, emotional, and financial losses. Through an insurance claim or personal injury lawsuit, KNR will fight hard for you to recover your:
While most T-bone car accidents settle out of court. The insurance company will still work hard to reduce what they owe by denying their policyholder was negligent or that you share responsibility. While an insurance settlement might be the ideal situation, you may also need to file a lawsuit and present evidence the other driver was at fault.
An accident victim can only get compensation when he or she was less than 50% responsible for the accident. This means that it’s still possible to get compensation for accidents that your negligence may have caused. In these situations, the amount of compensation you would receive would be reduced in proportion to your negligence. For example, if you were 30% responsible for an accident, you will only be able to get 70% of the settlement to which you would have otherwise been entitled.
To successfully file an insurance claim or lawsuit after a T-bone accident, you’ll need to provide evidence of fault, liability, and damages. This includes medical bills, witness and police reports, and car repair estimates.
When you’re recovering from injuries, organizing all this into a convincing insurance claim can be a daunting task. Later, you may need to negotiate with the insurance adjuster t. But when you’re suffering from the effects of a T-bone collision, spending hours on the phone with an insurance company is the last thing you want to do.
At KNR, our team is here to represent your interests. Rest assured that your insurance claim will have a higher chance of success because we know how to gather and present the evidence needed to prove the other driver’s negligence caused the T-bone collision, and their insurance is liable for your losses.
Our attorneys will then aggressively negotiate to get you the compensation you deserve. And if negotiations break down, we will be ready to file a lawsuit on your behalf.
The experienced and compassionate Ohio car accident lawyers of Kisling, Nestico & Redick are ready to fight for the max in your T-bone car accident case. We’ve built our reputation on providing every one of our clients with personalized attention and aggressive advocacy.
We understand how traumatic a car accident can be, so we strive to make the process of obtaining compensation as hassle free as possible. If you’re a T-bone collision victim, call us today at 1-800-HURT-NOW for your free consultation.