Who Pays for Physical Therapy After a Car Crash?
Posted in: Car Accidents
Motor vehicle accidents can happen to anyone. After an accident, it is usually very chaotic and you will probably be frightened, but it is important to be prepared and know the steps to take.
Being involved in a motor vehicle accident can be scary and overwhelming, so it is important to know what steps to take after an accident. Doing the following will help as you seek compensation for your losses later.
Immediately following an accident, you should do your best to remain calm and promptly seek medical attention. Even if you do not feel hurt right away, your injuries may show up later. Bruises, sprains, and strains often appear days after an accident.
The next step is to obtain accurate information about the other parties involved in the accident, including their names, contact, and insurance information. If there were any witnesses, obtain contact information for them as well. If someone refuses to give you information, seek it from the police when they arrive.
If possible, you should also document information about your accident by taking photos of the scene, damage to your and other vehicles, and your injuries.
Even if you feel you may have been partially at fault in the accident, you should avoid apologizing or admitting fault because such statements could adversely impact your claim.
You will also need to notify your insurance company about the accident as soon as possible. You are under no obligation to immediately speak with the insurance company of other people involved. Anything you say could be used against you later. Talk to your insurance company and seek the advice of a lawyer before making any official statements.
If you or a loved one has suffered injuries in a motor vehicle accident, you should consult with an experienced personal injury attorney to ensure your rights are protected. The sooner you contact an attorney, the quicker they can begin an investigation and gather evidence, which may be unavailable if you wait too long.
To answer this question in the wake of a car crash, we’ve compiled a list of the parties that you should and should not speak to following a crash.
Many parties can help you after a car accident. These parties include:
Even if you believe your injuries are minor or non-existent, you should speak to a doctor right away. They can inform you of any injuries you may have sustained and prescribe an appropriate treatment plan, if necessary. Additionally, a doctor can provide you with medical documentation that you can later use as evidence in your case.
If anyone has witnessed your accident, it is essential to reach out to them and collect their account of what happened. Just like medical documentation, witnesses can serve as evidence to support your case.
When a police officer at the accident scene asks you basic questions about yourself and the crash, answer them. However, refrain from apologizing or admitting fault since doing so can hurt your case and put you in a difficult situation if you are not liable for the crash.
You should speak to the other driver but only to exchange contact and insurance information and to ask if they are okay. It is vital to remember to abstain from apologizing or explaining why you believe the accident occurred as this can damage your case.
Perhaps the most important conversation you’ll have after an accident is with a car accident lawyer. A lawyer can thoroughly investigate your case and ensure your rights are protected throughout the legal process.
The party that you should never speak to after an accident is the other driver’s insurance company. Just like other businesses, insurance companies want to make money. Therefore, if the other driver caused the car accident and left you injured, their insurer’s goal will be to settle for a small amount. To reduce your risk of being taken advantage of by the other driver’s insurance company, you should refrain from speaking to them and consult a car accident lawyer to negotiate with them on your behalf.
It can be tempting to speak to your friends and family about your car accident on social media. Even if you think your Facebook post or Tweet or tweet is innocent, the other driver’s insurer may use your content against you. For this reason, it is essential to avoid discussing your crash on any social media outlet.
It is possible that the liable party’s insurance company may contact your friends or co-workers to discover information that can diminish the value of your claim. Since your friends and co-workers may say something incorrect about the events of your accident or your recovery, you should keep your accident private until your case has been settled.
By understanding your rights and what’s required to succeed in a car accident case, you can relieve some stress and focus on your recovery.
You are responsible for showing that the other driver caused the accident. You can do this by thoroughly documenting the accident scene. Use your phone to take pictures of all the vehicles involved, road conditions, and injuries.
Also, you should ask any witnesses for their contact information as well as their account of what happened. Witnesses can help support your case and prove the other driver’s liability.
Contrary to popular belief, you should always file a police report. A police report can serve as evidence and include valuable information regarding your accident. It will likely contain:
Since many car accident injuries are not immediately apparent, it’s imperative to seek medical care right away.
If you fail to get medical care or delay doing so, you can hurt your claim. This is true even if you develop serious symptoms later. An insurance company will likely argue that you are making up symptoms or the crash did not cause them. When this occurs, getting fair and full compensation can be challenging.
Ohio drivers are required to carry liability car insurance. However, many drivers continue to drive without insurance. When the liable driver is not insured, you may have to use uninsured motorist protection to cover your damages.
If you do not have uninsured motorist coverage, you may need to file a lawsuit against the at-fault driver.
Just like most businesses, insurance companies want to make money. Therefore, they will do all they can to reduce your settlement’s value or deny your claim. In this case, you should allow a car accident lawyer to negotiate with the insurance company on your behalf and refrain from signing any paperwork without a lawyer’s review.
If you are not careful with the liable driver’s insurer, you may be left with a low-ball settlement that does not cover all your damages.
Depending on the extent of your injuries, you may be unable to return to work for a significant period. The financial and physical toll of your injuries can be overwhelming for both you and your family. If your injuries were the result of another driver’s negligence, you may be able to obtain compensation for your losses.
Through a personal injury claim, you may be able to recover compensation for:
Working with an experienced personal injury attorney gives you the best chance at obtaining the compensation you deserve. Having KNR by your side from the beginning can help:
At Kisling, Nestico & Redick, we can assist you with pursuing a claim for compensation by negotiating with an insurance company or by taking your personal injury case to court.
Preserving evidence is essential to proving liability for motor vehicle accident injuries. Our attorneys can begin working immediately to investigate your accident, collect and preserve evidence, review your accident report, and engage experts in analyzing the events of your crash.
It is important to understand that insurance companies are not looking out for your best interest. Therefore, it is important to have a lawyer who can take the lead on negotiating with the insurance company and stand up for your rights. Many of our attorneys have worked in the insurance industry so we understand how the claims process works. We have unique insight into the strategies that insurance companies use, which allows us to build the strongest possible case for why you deserve compensation.
At Kisling, Nestico & Redick, we understand the pressure and uncertainty that you may be experiencing after a car crash. Our team has more than five centuries of combined legal experience and are ready to fight for the maximum compensation available.
With offices across Ohio, KNR makes getting legal representation for your car accident claim more convenient and accessible. We offer free initial consultation and don’t charge any fees unless you obtain compensation.