12 Insurance Surprises To Look Out For After a Car Wreck
Posted in: Car Accidents
KNR Legal Blog
Lucas County has already seen 955 motorcycle accidents in 2023. Most occurred in the summer and on the major highways around Toledo. This corner of Northwestern Ohio, on the shores of Lake Erie, sees a lot of riders in the warmer months.
Accidents happen. But if you’ve been involved in a motorcycle accident in Toledo, it’s time to consult a local motorcycle accident lawyer to recover what you need.
No one expects to be involved in a motorcycle wreck. And no matter how skilled a rider you are, a negligent motorist could be around the corner. Given motorcycles’ minimal protection, laying your bike down or getting clipped by a car can result in severe injuries.
The common causes of motorcycle accidents in Toledo are:
In a perfect world, riders and drivers would be alert and follow the rules of the road. But in the event of a collision, this guide will walk you through filing a motorcycle claim so you know what to expect and how to recover the max.
After an accident, the first thing you should do is check for injuries. If anyone is injured, call 911. Even if injuries seem minor, medical attention is essential as some injuries may not manifest symptoms immediately.
The importance of the treatment and medical documentation you receive following an accident cannot be overstated, as they can establish the extent of your damages.
The minutes following a motorcycle crash are chaotic, and your injuries may prevent you from collecting all the information necessary. A lawyer can step in and investigate things you may have missed. However, gathering details about the accident can significantly affect your personal injury claim.
Here’s what you’ll need to file a motorcycle accident claim:
In Ohio, you must report any motor vehicle accident resulting in injury, death, or over $1,000 in property damage. The report will be a crucial piece of evidence when you file your claim.
To make a report or get a copy of a police report taken at the scene, you can submit a request to the Lucas County Sheriff’s Office.
Contact your insurance company to report the accident as soon as possible. They will guide the next steps and what information they require. This may become important if the at-fault driver lacks sufficient coverage and you need to file under your own UIM policy.
Motorcycle accident claims can be complex. Consulting with an experienced Toledo-based personal injury attorney with extensive experience in Ohio motorcycle accident cases will give you the best chance at receiving the compensation you deserve.
For example, an attorney can help demonstrate how a negligent motorist failed to follow the law and caused your accident and injuries. Your lawyer can also guide you through Ohio’s comparative negligence law, which might reduce your compensation if you’re found to be partly at fault.
Maintain a file with all documentation related to the accident. This should include your medical records, any receipts for any out-of-pocket expenses, and repair estimates or bills for your motorcycle. You should also keep track of your lost wages if you miss work.
In Toledo, as in the rest of Ohio, you might be entitled to compensation for:
Sometimes, you may need to file a formal personal injury lawsuit against the driver directly. But in most motorcycle accident cases, you will file a claim against the at-fault party’s insurance company with the help of an attorney.
After submitting the claim, the insurance company may present a settlement offer. With your attorney’s guidance, you can evaluate if it represents a fair offer covering everything you lost due to the motorcycle accident. If a satisfactory agreement is reached, your claim will be closed. If a settlement can’t be worked out, it might be necessary to file a lawsuit.
Remember, in Ohio, there’s a statute of limitations for personal injury claims, including motorcycle accidents. Generally, you have two years from the accident date to file. While there are some exceptions, starting the process as soon as possible is best.
Motorcycle accidents can be overwhelming, both physically and emotionally. By understanding the process and securing experienced legal representation, you can navigate the complexities of filing a motorcycle accident claim in Toledo, Ohio, and ensure you receive the compensation you deserve.
Always prioritize your safety, gather necessary evidence, and trust a local injury attorney with KNR. We’ll discuss the details, go over a possible claim for compensation, and explain what you may be owed.
Contact our Toledo injury team today for a free, no-obligation case assessment if you or a loved one were injured in a motorcycle crash.