Sadly, it is not uncommon for car accident victims to be left with a permanent disability. Permanent disabilities often lead to high medical bills due to extensive care, hospitalization, and ongoing treatment. These types of conditions can also make it difficult for victims to work and support themselves and their families financially.
While compensation from a car accident claim cannot change a permanent disability, it can help make up for the financial losses victims will sustain over their lifetime. If you or someone you love is facing a permanent disability after an Ohio car accident, you should contact our highly skilled Ohio car accident lawyers at Kisling, Nestico & Redick.
To arrange a no-cost consultation, contact us at 1-800-HURT-NOW right away.
What is a Permanent Disability?
Any disability, impairment, or loss of an individual’s physical or mental abilities on a permanent level is referred to as permanent disability. A permanent disability prevents an individual from completing their everyday activities and functioning normally.
An individual can suffer from a permanent disability on a partial or total level. If their disability is partial, this means that they can still work or conduct their duties despite living with physical pain.
How Does Permanent Disability Impact a Car Accident Case?
Since permanent disabilities can affect car accident victims for the remainder of their lives, seeking full and fair compensation is essential. While some common car accident injuries can be healed through a single treatment or short period of recovery, permanent injuries often come with extensive treatments, hospital stays, physical and occupational therapy, home modifications, and thousands of dollars in medical bills.
For this reason, car accident victims who are left with injuries that have led to a permanent disability should seek compensation for the medical bills they have incurred and will incur in the future. Also, unlike a short-term injury, a permanent injury may make it impossible for a victim to return to work or force them to accept a lower paying position. They are entitled to recover compensation for the loss of income they’ve sustained since the accident as well as projected future lost revenue.
Common Types of Permanent Disabilities
The body part that sustains the impact or injury in a car accident will determine the type of permanent disability a victim faces. There are a wide variety of injuries that lead to permanent disabilities including:
- Spinal cord injuries causing paralysis
- Traumatic brain injuries leading to cognitive and physical impairments
- Burns developing into severe disfigurement
- Limb injuries requiring amputation
- Severe back injuries causing chronic pain
- Post-traumatic stress disorder or PTSD
Who Determines the Value of a Claim?
Several parties help determine how much a car accident claim involving permanent disability is worth. The reality is that in most cases, insurance companies and car accident lawyers rarely agree on the value of claims.
Regardless of whether your permanent disability is considered partial or total, it can be challenging to predict your future losses. However, many factors are taken into consideration and can make it easier to determine the value of your claim. These factors include:
- Your diagnosis and prognosis
- Current and future disabilities
- Current and future medical expenses
- Current and future lost wages
- The effect your injuries and disabilities have on your quality of life
- The impact your injuries and disabilities have on your family
Why You Should Hire an Ohio Car Accident Lawyer
After a car accident that leads to permanent disability, hiring a car accident lawyer is imperative. Since permanent disabilities can hinder your life forever, consulting skilled legal representation can increase your chances of collecting the maximum compensation you may deserve.
It is essential to understand that the insurance company of the at-fault driver does not have your best interests in mind. Although they may appear to be nice, their end goal is to resolve your case with as little money as possible. Moreover, if you accept their initial offer, you may be stuck in a difficult financial situation for years to come.
A lawyer can ensure that your rights do not get taken advantage of by the liable party’s insurer. The compensation you may receive can ease the financial burden you may face for the rest of your life. You can count on a skilled car accident attorney to:
- Conduct a thorough investigation of the crash
- Determine liability
- Assist you in documenting your treatments and medical bills
- Maintain contact with the liable party’s insurer
- Initiate negotiations when necessary
- Ensure your rights are protected
Contact KNR For a Free Consultation Today
If you or a loved one has been left with a permanent disability as a result of a car accident that was someone else’s fault, you should call a skilled lawyer at Kisling, Nestico & Redick right away. Contact us at 1-800-HURT-NOW today for a free, no-obligation consultation.