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Legal Help to Receive Maximum Auto Insurance Settlement

Dealing with the aftermath of an auto accident can be extremely stressful, and you’ll need help. Our Ohio car accident lawyers are familiar with how insurance companies function and will fight to make sure that our clients receive a fair settlement.

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Getting My Car Fixed

If you’ve been involved in a bad car accident, you’re likely feeling shaken up as your well-loved clunker or fast-flying corvette (or any vehicle in between) was damaged. You may require your car for work, have others who rely on you for transportation, or simply need wheels to get around.

Being involved in a motor vehicle accident can be a major setback. Fortunately, at Kisling, Nestico & Redick, our experienced Ohio personal injury attorneys are skilled at helping people recover compensation for the damages to their motor vehicle. We’ve helped countless individuals seek a settlement, recover compensation, fix their car, and get back on the road.

Report and Record Damages

Following an accident, you may be wondering what steps you need to take to get your car fixed as soon as possible. If your motor vehicle crash was the result of another driver’s negligence, you may be able to obtain compensation for your damages by filing a claim with your own or the negligent driver’s insurance company. But first, you need to provide evidence that an accident occurred and that damages exist.

To ensure that your accident is recorded, report your accident as soon as possible to the police. Once an official accident report is written up, request a copy of this report, as you’ll need it to prove your accident to an insurance company. A skilled Ohio personal injury attorney can help you in this process.

After reporting your accident, you’ll want to document your damages, as it’s essential that you have proof that damages occurred. Photographs of the accident scene can be used as evidence, as can eye witness accounts. If you have a cell phone at the time of the crash and are able, take as many photos of you’re the crash scene as you can.

Calculate Your Loss and Submit a Claim

Having a sense of the value of your vehicle and the cost of your damages is essential to knowing whether an insurance company’s settlement offer is fair. To calculate the value of your vehicle, start by looking at Kelly Blue Book and National Appraisal Guides. For the cost of repairs, obtain a quote from a mechanic or body shop. If you’ve already taken your car to a mechanic or body shop, be sure to keep all bills and records of repair estimates. These calculations will help you ensure that you receive fair compensation for your loss.

Finally, you’ll want to submit a claim. Generally, you’ll submit your claim to the negligent driver’s insurance company, but if the other driver was uninsured or underinsured, you may be making a claim against your own policy instead or in addition. Contact an experienced Ohio personal injury attorney for help in navigating the insurance claims process.

Fixing Your Car

Following your filing of an insurance claim, the insurance company will likely ask you to bring your car to a mechanic or body shop to have your damages assessed. If, after evaluating the damage to your vehicle, the insurance company offers you a settlement, you’ll receive money to go toward the cost of repairs. At that point, you’re free to get your car fixed.

If your vehicle is so badly damaged that the cost of repairs exceeds the value of the vehicle, however, your car may be “totaled,” in which case, you may lose the title to your car by accepting the insurance company’s settlement. Before settling with an insurance company, it’s a smart idea to consult with a skilled Ohio personal injury attorney to ensure that you’re getting a fair deal.

How the Skilled Ohio Personal Injury Attorneys at KNR Legal Can Help You

At Kisling, Nestico & Redick, we’ve helped numerous individuals successfully recover compensation for their damaged vehicle. We’re familiar with how insurance companies function and fight to make sure that our clients receive a fair settlement, one that accounts for both the cost of damages and the value of their car. To speak with one of our experienced Ohio personal injury attorneys through a free, initial consultation today, call us at 1-800-HURT-NOW.

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