Can the Insurance Company Deny Medical Treatment After an Accident?
Posted in: Insurance Issues
KNR Legal Blog
Whether you’re anticipating a legal battle with an insurer or expecting to go to court, it’s essential to step back and ask yourself, “What can I do to prepare effectively?”
Proper preparation not only enhances your chances of obtaining full compensation but also helps reduce stress and accelerates your case’s resolution If you sense that you’re headed for a fight or suspect the other party might be preparing one, it’s crucial to consult an experienced personal injury attorney. A skilled personal injury lawyer will explain your rights, clarify your legal options, and guide you through the preparation process.
To discuss your situation and learn how to strengthen your case, contact an Ohio personal injury attorney at Kisling, Nestico & Redick today at 1-800-HURT-NOW to schedule a free consultation. We’re committed to guiding you through your personal injury claim smoothly, protecting your rights, and fighting for the compensation you rightfully deserve.
A personal injury case arises when someone else’s negligence or reckless actions cause another person harm. These cases can stem from auto accidents, accidents on people’s property, and medical malpractice, among others, and typically seek compensation for medical expenses, lost wages, pain and suffering, and other damages resulting from your injuries.
Once you decide to pursue a claim, your personal injury lawyer will help initiate the personal injury legal process. Here’s what you can generally expect:
Your attorney will start by filing a formal claim against the responsible party’s insurance company, clearly stating the circumstances of the accident, the extent of your injuries, and the damages you’re seeking.
After filing, both parties will investigate the claim thoroughly. This phase involves gathering evidence, speaking with witnesses, reviewing medical records, and documenting the impact of your injuries. An insurance adjuster from the opposing side will likely investigate to determine the liability and the validity of your claim.
Most personal injury cases are resolved through settlement negotiations. Your attorney will negotiate directly with the insurance adjuster, advocating for a fair and comprehensive compensation package. During this stage, the strength of your evidence and your lawyer’s negotiation skills significantly influence the outcome.
If negotiations fail to yield a satisfactory settlement, your case might proceed to trial. During a trial, both parties present their cases before a judge or jury, who will decide liability and compensation based on the evidence provided.
Here’s what you need to know about preparing effectively for your personal injury case in Ohio.
You probably have several different documents regarding the accident and in your injuries. These may include a police report, letters from your or other insurers, and medical records and bills. Keep careful track of these documents and store them in a safe place.
Keeping these documents organized is vital to successfully proving your claim, demonstrating liability, and ensuring comprehensive compensation.
Memory fades quickly, especially after traumatic incidents. Keeping an injury journal can greatly assist your claim by documenting your pain, suffering, and daily limitations. Write a detailed account of your accident experience, symptoms, and how these impact your life. This documentation can help answer key legal questions like, “How do I prove pain and suffering?”
If you have never been through an insurance claim or lawsuit process, it is important to speak with your attorney about the overall process. What are the steps or phases? When do you need to be involved, and when will your attorney handle things? How long can the process take? Your lawyer can provide an overview of the claim or lawsuit process and will always explain what happens next.
Asking these questions helps clarify your role and expectations and strengthens your overall strategy. Learn more in our guide: “How to Choose the Right Personal Injury Lawyer and “Questions to Ask a Personal Injury Lawyer.”
Consistent medical care and accurate tracking of injury-related expenses are crucial. Follow all medical advice, attend every appointment, and meticulously document your medical expenses and lost wages. This proactive approach ensures you’re properly compensated for ongoing treatment and economic damages.
You’ll likely face insurance interviews, depositions, or court appearances. Preparing thoroughly with your lawyer can help you handle challenging questions calmly and effectively. For example, discuss how you’ll respond if asked about prior injuries. Proper deposition preparation is essential for maintaining credibility and clarity.
The emotional impact of injuries and the stress during injury claims can be overwhelming. Seek mental health support through professional counseling or local support groups. Prioritizing emotional well-being is as important as your physical recovery and can significantly ease your legal journey.
Even with solid evidence and a supportive attorney, missteps can hurt your case.
These actions can lead to a denied personal injury claim or significantly reduce your potential compensation. Stay aware of insurance tactics to reduce your payout and work closely with your attorney to avoid costly errors.
The best way to prepare for a personal injury case is to find the right law firm for you. At Kisling, Nestico & Redick, we have decades of experience helping accident victims move forward with insurance claims and lawsuits. We realize that this situation may be entirely new to you, which is why our Ohio personal injury attorneys will be next to you every step of the way, ensuring you are always aware of what is going on and what comes next.
To discuss how Kisling, Nestico & Redick can help you after someone causes you injuries, contact us at 1-800-HURT-NOW and schedule a free initial consultation.