What If You’re in a Car Accident with No Insurance, But Are Not At Fault?
Posted in: Car Accidents
KNR Legal Blog
If you are currently dealing with a personal injury claim, you may be wondering if the COVID pandemic will delay your insurance settlement. Although you may not be able to meet with other parties and their attorneys in person, there are still methods of reaching a mutually acceptable agreement and obtaining the settlement you deserve during this health crisis.
Don’t try to deal with the insurance claims process alone. It can be particularly complicated at this time, and insurance companies will look for any opportunity to pay you less. Instead, protect yourself by working with the Ohio personal injury lawyers at KNR.
Call Kisling, Nestico & Redick today at 1-800-HURT-NOW for guidance through your claim. Our attorneys are working hard for our clients, so the COVID pandemic does not negatively impact their personal injury cases.
Personal injury claims require a significant back and forth between the parties, and sometimes result in the filing of a lawsuit. Most of that interaction can be done electronically, over the phone, or video conferencing. However, some courts have limited new filings of lawsuits at this time. Depending on the Ohio county you live in, you may have to wait to file a lawsuit against the person or company that caused you harm. Other counties will allow your attorney to file a lawsuit electronically. Consult with a personal injury lawyer to determine your options.
Even if you have to wait to file a lawsuit, you can still go through the claims process. You can submit a claim to an insurance company, make a demand, conduct an investigation, and further your case in many other ways.
If the insurance company is willing to negotiate without filing a lawsuit, your attorney can communicate with the claims adjuster and their attorneys about your case via email, video conference call, or U.S. mail.
In fact, settlement negotiations often go through many stages without an in-person meeting.
The insurance company will likely make you a settlement offer to quickly get rid of your claim. However, KNR typically recommends that you do not take the first offer made. It is usually a low-ball offer and not the best that will come.
We need to present information to the insurance company regarding your past and future losses. We can do this by sending documents via email, Cloud services, and U.S. mail. Once we prove what you deserve, we can schedule a video mediation with the other parties.
A video mediation will be very similar to an in-person mediation, except you will be able to participate from your own home or our offices. You may even be able to use your phone to participate.
We will negotiate with the insurance company on your behalf and help you get enough compensation to move forward with your life.
After the mediation, if we reach an agreement, the insurance company will mail us a check for your compensation. We will deduct legal fees and expenses and forward your compensation directly to you. This process is no different than if the COVID pandemic was not happening.
If we do not reach an agreement, we may have to proceed with the discovery process or continue the lawsuit in court, which could be delayed due to the health crisis. We will do everything we can do encourage the other parties to reach an acceptable agreement.
If you are facing a personal injury claim in Ohio and wonder how the COVID pandemic will impact your case, call KNR today. Our highly experienced and driven team of attorneys can help guide you through it with technology and considerable resources.
You can reach us at 1-800-HURT-NOW . Initial consultations are 100% free and there are no up-front costs. We only get paid when you recover compensation.