12 Insurance Surprises To Look Out For After a Car Wreck
Posted in: Car Accidents
KNR Legal Blog
Car accidents happen quickly. Whether you’re on a highway, a back road, or even in a parking lot, it only takes one moment for your life to be changed. The aftermath of a car crash can be overwhelming. With countless thoughts running through your mind, you may not know where to turn for help. Below is a list of people you may need to contact after your accident.
If you’ve been in a Cleveland car accident, and you’re not sure what to do next, contact Kisling, Nestico & Redick. Our car accident lawyers in Cleveland can give you the help you need and answer any questions you may have. For a free evaluation, call us today at (216) 658-1330.
If you or another individual was injured in your accident, you need to call 911 immediately. Your top priority should be to ensure the health and safety of everyone involved.
If someone was injured, or at least $400 in property damages occurred, you will need to contact the police. Depending on where your accident happened in the Cleveland area, you can contact the Cleveland Police Department, Elyria Police Department, or Lorain Police Department.
After speaking with the police and receiving emergency medical treatment, it is critical that you contact an insurance company. You have a limited amount of time to file an accident claim, so it is crucial that you do this right away. You can file a claim either with your insurance provider, which is known as a first-party claim or with the other person’s provider, which is a third-party claim.
It is important to note that insurance companies want to pay as little as possible, so it’s important to watch what you say. Stick to the facts when describing the accident. Do not apologize, give unnecessary details, or state you are okay.
Even if you don’t feel injured, it is never a bad idea to have somebody take you to the hospital after a car crash. Often, after an accident, your adrenaline is rushing and you may not feel pain until later. Going straight to the hospital can save you from future suffering. You may not be in a mental or physical state to drive, so it is in your best interest to ask a friend or family member to drive you as a precaution.
If your health and insurance claims have all been addressed, you will need to fix the damage to your vehicle. In the Cleveland area, there are many reputable auto repair companies. You can ask your loved ones if they recommend anyone or perform an Internet search on your own. Vehicle repair estimates will play a role in your insurance claim, so make sure you shop around.
Insurance claims can be complicated, and without the proper expertise, they can seem impossible to understand. An experienced car accident lawyer can interact and negotiate with the insurance company to make sure you receive the maximum compensation you are entitled to.
A car crash is a jarring experience. It is understandable if you are in shock, and unable to consider what to do next. You may require immediate medical attention, or merely be unsure about your next steps. Fortunately, Kisling, Nestico & Redick can handle the next steps for you. Our dedicated car accident lawyers can take care of your case, while you focus on recovering. Contact us today at (216) 658-1330 for a free initial evaluation.