What to Do After an On the Job Car Accident

Car crashes occur all too often on Ohio roadways, and if you’re involved in a work-related car accident, your case can have multiple parts. On the job car accidents can be challenging in terms of seeking and obtaining compensation for losses and injuries incurred. In addition to all of your responsibilities at home, at work, and receiving the medical attention you need, you may also have to file a workers’ compensation claim in addition to a potential third-party claim against the at-fault driver or other at-fault parties.

If you or a loved one has suffered a severe injury in a car crash while on the job, you may not know the next steps to take in terms of seeking compensation for your losses. At Kisling, Nestico & Redick, we understand the difficulty of your situation and are dedicated to helping you achieve the recovery you need both physically and financially.

To set up a free, no obligation consultation with an experienced Ohio car accident attorney, call us today at 1-800-HURT-NOW.

Exchange Information With the Other Drivers

If you are in an on the job car accident, the initial steps to take are generally the same as you would take if you were in a regular car accident. Your first priority should be to seek medical attention if you need it.

If you came away from the crash uninjured, be sure to exchange the standard information with the other drivers involved at the scene. This information will include the drivers’ names, insurance information, and contact information. In addition, you should file an accident report to the police if they arrive at the scene. The other drivers will need your contact information, your employer’s name and contact information, and relevant insurance information.

It is important to remember that you should not confront other drivers concerning their fault, and you should not admit fault to other drivers at the scene.

Tell Your Employer Right Away

In addition to exchanging information and providing the police with an incident report, it’s important to also notify your employer of the accident. Your company needs to know you were in an on the job car accident. Any injuries you incurred during working hours may require the filing of a workers’ compensation claim.

File a Workers’ Compensation Claim

After your involvement in a work-related car crash, you must file a workers’ comp claim in order to receive any benefits. Under workers’ compensation law in Ohio, your employer should cover a portion of your lost wages as well as your medical costs.

Obtaining coverage under your employer’s workers’ compensation policy may depend on the existence of one or more of the following factors:

• Your trip consisted of transporting another employee of your company for business purposes
• You were driving from one worksite location to another
• You are remotely based and paid for your travel time to and from work
• Your trip consisted of running errands or making deliveries for your employer

However, workers’ comp insurance may not cover you as an employee if your accident occurred during a deviation from your work-related route.

Generally, an accident that occurs along an employee’s regular commute to and from work is not covered by workers’ comp – although in certain situations it may be covered depending on what the insurance policy states.

Due to some of the uncertainties that can arise with workers compensation claims in the wake of an on the job car accident, it is imperative to contact an experienced Ohio work injury attorney after your accident.

Hurt in an On the Job Car Accident? Call Kisling, Nestico & Redick

If you are injured in a car accident during the course of your work duties that was caused by another driver, you may have the right to file a personal injury claim even though workers’ compensation is providing you with some relief. This is particularly applicable if you have suffered a serious injury resulting in disability or disfigurement. Workers’ compensation will likely not provide the compensation you need to cover these medical expenses.

It is important to note that if you achieve a successful personal injury lawsuit, your insurance company or employer may seek some reimbursement for what you had already received from workers’ compensation.

If you have experienced an on the job car accident, you may have questions as to what to do next. At Kisling, Nestico & Redick, we understand how the workers’ compensation claims process works in Ohio, and we can help you seek the compensation that you deserve in order to fully recover.

To get started with a free consultation, contact us today at 1-800-HURT-NOW.