Despite such claims to fame as the sponsor for the Sugar Bowl, BCS National Championship Game, and other college football events, Allstate’s reputation as a leading provider of car insurance has been somewhat tarnished in recent years. A 2007 investigative report revealed that many victims hurt in car crashes received rejections or unfavorable settlement offers when filing Allstate auto insurance accident claims. As one of the largest players in the industry, the company puts injured victims at a serious disadvantage instead of holding them “in good hands.”
If you suffered injuries in an Ohio motor vehicle collision, you could face a difficult fight in getting an insurance company to pay your claim. Even if the accident wasn’t your fault, insurers could be stingy. Their only objective is to protect their company and grow their profits. The Ohio insurance claim lawyers at Kisling, Nestico & Redick aggressively pursue insurance companies, especially those who employ bad faith methods in handling your claim. If we can’t settle on an amount to fully compensate you for your losses, we’ll go to court to ensure you get the monetary recovery you deserve.
To schedule a free consultation of your case, please call us at 1-800-HURT-NOW, or reach out via our online form. Time is of the essence since the state statute of limitations on personal injury cases is just two years from the date of the accident.
Overview of Allstate Insurance Company
Founded in 1931, Allstate was one of the first companies to sell auto insurance policies by mail, a business model that resulted in enormous expansion over the next few years. By 2017, it was ranked in the top five U.S. auto insurers and was providing additional insurance products, including homeowner’s policies, life insurance, business coverage, and more.
These successes aside, Allstate has also received criticism for bad faith tactics in denying third-party claims of victims injured through the negligence of its own policyholders. In addition, angry parties have filed lawsuits alleging Allstate:
- Improperly devalued vehicles which were subject to total loss in property damage claims
- Forced injury victims to undergo medical exams by its own physicians, who tend to favor the position of Allstate
- Rejected claims for minor-impact soft-tissue injuries
- Engaged in other forms of misconduct
Challenges in Allstate Auto Insurance Accident Claims
Though you do have rights as the victim of a car crash, recovering compensation for your losses requires strict compliance with the insurer’s policies and procedures. Generally, Allstate’s process involves filling out the right forms and listing the details of your damages. You must support your claim with proper documentation regarding the cause of the collision, your injuries, medical care, and other information.
Unfortunately, even when you supply all the right paperwork, the Allstate claims process is still an uphill battle. The representative assigned to handle your matter will scrutinize every detail, looking for reasons to reject your claim or offer an inadequate settlement amount. Employees know all the tricks intended to discourage you from pursuing your rights, such as telling you:
- Their policyholder was not at fault
- Your injuries aren’t severe enough to warrant compensation
- The blame is on you for the crash
- The settlement amount is the most you’re entitled to by law
- Litigation isn’t worth the time or money
Compensation in Allstate Auto Insurance Accident Claims
When you understand the tricks insurance representatives use to fight your claim for compensation after an accident, you can see the importance of retaining skilled legal counsel in a car crash case. An attorney puts your needs first and won’t settle for anything less than what’s sufficient to cover your losses. With the help of an experienced insurance bad faith lawyer, you may be able to recover:
- Medical costs, including the amounts you incur for surgery, emergency procedures, physical therapy, long-term care, and related expenses
- Lost income, if you’re unable to work or are limited because of your injuries
- Pain and suffering
- Emotional anguish
- Losses due to diminished quality of life
- Damages from your increased dependence on others for personal care
- Scarring and disfigurement
- Losses that affect your personal relationships, such as those with your spouse, children, and other loved ones
For Help with Allstate Auto Insurance Accident Claims, Contact KNR Today
When insurance companies engage in misconduct by denying the rightful claims of injured victims, they disregard Ohio laws on insurance bad faith. You do have rights, and the attorneys at Kisling, Nestico & Redick will aggressively fight to protect them. We’re by your side to assist you in recovering fair compensation for the damages you sustain. That way, you can focus on your recovery and returning to health.
Please contact us at 1-800-HURT-NOW to schedule a free consultation, or reach out online to learn more about our legal services.