Who Pays for My Car Accident Medical Bills and Lost Income?
Being in a car accident because of someone else can leave you wondering how you will recover and large medical bills. You may be eligible for compensation for your medical expenses, lost wages, and pain and suffering. Reach out to an Ohio car accident attorney today to find out more.
After you’ve been injured in a car accident that was caused by another driver’s negligence, your main concern will be receiving the medical care you need to recover. After you’ve received this care, you will likely wonder how you will pay for all of the medical bills and lost income you have been left with. If you’re asking yourself “who pays for my car accident medical bills and lost income,” you should know that the answer to this question is the insurance company of the driver who was responsible for the crash.
However, since insurance companies have the reputation of trying to avoid paying accident victims the compensation they deserve, it’s important to call the Ohio car accident lawyers of Kisling, Nestico & Redick right away. Contact us at 1-800-HURT-NOW if you’ve been injured, have questions, and want to know more personal injury FAQ.
The Goal of Insurance Companies
Insurance companies, just like other businesses, have a goal of trying to maximize their profits. In order to do so, they often collect the highest premiums and attempt to pay out the least amount in claims as possible.
Therefore, they do not have your best interest at heart and will search for any opportunity to deny your car accident claim or offer you a lower settlement than you deserve. They may quickly offer you a low settlement in the hopes that you will accept it and refrain from negotiating more money.
By consulting an experienced car accident lawyer, you can ensure that an insurance company does not take advantage of your rights and that you secure the compensation you deserve.
Steps to Take After a Car Accident
If you’ve been hurt in a car accident that was not your fault, there are certain steps you should take to remain safe and protect your rights. These steps include:
Seeking Medical Treatment
Your health should always be your top priority following a car accident. For this reason, you should visit a doctor immediately after you’ve been injured. Even if you do not experience any pain right away, seek prompt medical treatment, as many injuries show up days or even weeks after accidents.
Collecting Personal Information From Everyone Involved
Next, you should collect the names, contact information, and insurance details of everyone involved in the accident. If there are any witnesses, be sure to gather their personal information, as well.
Documenting the Accident
Take photographs of the accident scene as well as all of the vehicles involved and any injuries you’ve sustained.
Not Admitting Fault
Even if you believe you may have caused the accident, refrain from apologizing or admitting fault because doing so can hurt your claim.
Informing Your Insurance Company
After the accident, inform your insurance company immediately. Keep in mind that anything you say to your insurance company may be used against you, making it imperative for you to avoid sharing too much information with them.
Contacting a Car Accident Lawyer
The sooner you contact a car accident lawyer, the sooner an investigation can begin. With a thorough investigation and strong case, you may be able to obtain compensation for your medical bills, lost income, and other damages.
What Will a Car Accident Lawyer Do?
Proving liability in a car accident can be complicated. Even if you have a police report and witnesses that state another driver is at fault, it can be difficult to prove negligence. The good news is that a highly skilled car accident lawyer who is well-versed in Ohio car accident laws can help support your case.
Additionally, a car accident lawyer can assist you in determining how much your case is worth and negotiate with insurance companies on your behalf. With legal representation by your side, you can ensure that you receive fair compensation for your medical bills, lost income, and other damages.
What to Expect During a Car Accident Claim
When you make the decision to work with a car accident lawyer to file a car accident claim, you may be wondering what you can expect during the process. If your claim involves multiple parties, an accident reconstruction may be necessary to prove liability, as these claims are far more complex than two-party claims.
Additionally, you won’t receive any money for your damages until your claim has been settled. Since settling a claim too early may result in a lower settlement for you, you don’t want to settle until you have fully recovered from your injury. A car accident lawyer can work with your medical providers to determine when you’ve maximized your recovery.
Contact Kisling, Nestico, & Redick
If you attempt to recover compensation for your medical bills and lost income on your own, you will likely be offered a lower amount than you deserve. By reaching out to the Ohio car accident lawyers of Kisling, Nestico & Redick, you can increase your chances of collecting the compensation you are be entitled to.