What Benefits Can I Get Through Workers’ Compensation in Ohio?
If you’re injured while at work, you may be unable to work for an extended period of time. To combat these potential lost wages, you can obtain benefits through a workers’ compensation claim. These benefits vary depending on the nature of your injury, so be sure to consult an Ohio work injury attorney to find out more.
If you’ve suffered from a work-related injury, you are likely coping with physical and emotional pain, in addition to financial pressure. The good news is that you may be entitled to benefits through the Ohio Bureau of Workers’ Compensation (OBWC) that will assist you with your medical bills and lost wages.
It is important to understand that not all injured employees in Ohio receive the same type of workers’ compensation benefits. That being said, you are likely asking yourself “what benefits can I get through workers’ compensation in Ohio?” The answer to this question depends on a variety of factors. Your Ohio workplace injuries and their severity will dictate what benefits you may receive.
Call our Ohio work injury attorneys at Kisling, Nestico & Redick today at 1-800-HURT-NOW to find out what benefits you may be entitled to, to learn more about common personal injury FAQ, and to ensure your rights as an employee are protected.
Who Is Eligible for Ohio Workers’ Compensation Benefits?
In order to collect Ohio workers’ compensation benefits, you must meet the following requirements:
- You work for an employer who pays into the Ohio workers’ compensation system.
- You sustained an injury at work or while performing work-related duties.
- You have medical documentation that proves your injury occurred as the result of a work-related incident.
- You submit the required paperwork by applicable deadlines.
Types of Ohio Workers’ Compensation Benefits
Since an injury can affect different employees in different ways and there are various degrees of recovery an employee can reach over time, the OBWC offers a variety of benefits to injured employees. Some of the types of workers’ compensation benefits available to injured Ohio employees include:
- Temporary total compensation- When an injured employee is unable to work for a short time but will return to work when they fully recover, they may be eligible for temporary total compensation.
- Scheduled loss compensation- An injury may leave an employee with a certain amount of permanent damage and qualify them for scheduled loss compensation. This type of compensation is based on the loss the employee suffered before, rather than after, treatment.
- Permanent partial disability compensation- In the event a work injury results in some amount of permanent damage and an employee is able to return to work after a certain period of time, they may receive permanent partial disability compensation.
- Permanent total disability compensation- Permanent total disability compensation is designed for an employee who won’t recover enough to return to work.
- Living maintenance compensation- Injured employees who are participating in an approved rehabilitation program may qualify for living maintenance compensation.
- Wage loss compensation- When an employee returns to work in a different form and experiences wage loss as a result, they may receive wage loss compensation.
- Payment of medical bills- An employee’s medical bills will be paid for as long as their treatment has been pre-authorized.
- Settlement- A one-time settlement that is paid in a lump sum may be determined by the OBWC and/or an employer.
When to File an Ohio Workers’ Compensation Claim
In the past, injured Ohio employees had two years from the date of their injury to file a workers’ compensation claim. However, as of October 2017, any injured employee in Ohio must file a claim within one year of their injury.
The Ohio Legislature has restricted the amount of time you have to file a claim in an effort to reduce the number of claims filed, minimize the strain on employers, and decrease the amount of questionable claims submitted.
It is essential to note that this new one-year statute of limitations does not apply to Occupational Disease (OD) claims or Violation of Specific Safety Requirements (VSSR) applications.
How to File an Ohio Workers’ Compensation Claim
As soon as you get injured at work, you should report your injury to your employer. Next, visit the doctor to receive medical treatment. In the event your injury requires emergency treatment, go to the nearest emergency room or urgent care clinic.
Once you’ve notified your employer of your injury and received medical care, you should contact one of our highly skilled Ohio workers’ compensation attorneys. They can guide you through the process of filing a claim and ensure that you meet all deadlines properly.
You may work with your attorney to fill out a First Report of Injury (FROI) form and officially start your claim. Within 28 days of filling out this form, you can expect to receive a decision regarding your claim in the mail from the OBWC. If your claim has been accepted, your benefits will begin immediately. In the event your claim gets denied, you may request an appeal hearing within 14 days to challenge the OBWC’s decision.
Contact Kisling, Nestico & Redick for a Free Case Consultation
If you’ve been injured at work, it is in your best interest to contact Kisling, Nestico & Redick at 1-800-HURT-NOW to speak to our Ohio workers’ compensation lawyers. With our legal representation by your side, you can maximize the probability of your claim being accepted. With offices in Cleveland, Columbus, Akron, and all around Ohio, our priority is to inform you what benefits you can secure through workers’ compensation in Ohio.